CURRENT RATES

5 Year Mortgage Rates
Term TypeRatePromo & Info
5 YearFixed (standard)2.49%
5 YearFixed (promo)2.29%-*call for restrictions
-High Ratio Only
-Meet property guidelines
5 YearFixed (promo)2.49% & -Condo Doc Review, Reimbursement $500 *call
5 YearVariable (promo)2.10%
* Subject to change without notice *OAC *Some Underwriting Restrictions Apply
Our Mortgage Rates
TermTypeRate
2 YearFixed2.19%
3 YearFixed2.29%
4 YearFixed2.39%**High Ratio Only
5 YearFixed2.29%**restricted, call for details
6 YearFixed2.99%
7 YearFixed2.99%
10 YearFixed3.54%

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Tag: pre-approval

How to get Approved for a Better Mortgage

March 12, 2015 | Posted by Nathan Zacharias | Tagged in

Not every mortgage application gets approved. Lending such a large amount of money can be a risky venture for a mortgage company, which is why getting the best possible mortgage approval involves making sure your financial profile is in good shape. Try these two big tips to make sure you increase your chance of getting […]

How fast can you get a Mortgage?

February 27, 2015 | Posted by Nathan Zacharias | Tagged in

In the wonderful world of private lending where individual investors and mortgage investments corporations are involved, funding can happen in less two business days. Unfortunately, for those of us who aren’t looking for funding for our multi-million dollar tech company, but instead our first home, the process can take a little longer. Yes, timing is […]

Pre-Approval, Should you Apply for a Mortgage Before or After Finding a House?

February 19, 2015 | Posted by Nathan Zacharias | Tagged in

You’re ready to buy a house. You’re done with renting and have come up with enough savings to use for a down payment. However, you’re not sure if you should start looking for a home or first apply for a mortgage. Some people will tell you that securing property is the best way to begin, […]

Five Tips for Choosing a Knowledgeable Mortgage Broker

February 11, 2015 | Posted by Nathan Zacharias | Tagged in

Finding a knowledgeable mortgage broker is very important. The job of a mortgage broker is to act as a bridge between you and the lending institution you use to finance your home. By working with an educated broker, you will no doubt save valuable time and money. The key is to find someone you can […]

Three Things to Know About Mortgages as a Self-Employed Person

January 28, 2015 | Posted by Nathan Zacharias | Tagged in

Having your personal finances be assessed for a mortgage application can be difficult. Even more so for those who are self-employed. Lenders can often bring concerns that a self-employed person won’t be making a regular income that will let them meet their monthly mortgage payments. However, hope is not lost, as the self-employed can still […]