CURRENT RATES

5 Year Mortgage Rates
Term TypeRatePromo & Info
5 YearFixed (standard)2.49%
5 YearFixed (promo)2.29%-*call for restrictions
-High Ratio Only
-Meet property guidelines
5 YearFixed (promo)2.49% & -Condo Doc Review, Reimbursement $500 *call
5 YearVariable (promo)2.10%
* Subject to change without notice *OAC *Some Underwriting Restrictions Apply
Our Mortgage Rates
TermTypeRate
2 YearFixed2.19%
3 YearFixed2.29%
4 YearFixed2.39%**High Ratio Only
5 YearFixed2.29%**restricted, call for details
6 YearFixed2.99%
7 YearFixed2.99%
10 YearFixed3.54%

  • slide

    Quick 2 Minute Application!

    Click here
  • slide

    RATE SHOPPING MADE EASY

    Get your 5 year options here

    Click here
  • slide

    RATE WATCH

    Stress free updates with rates that aren’t hard on the eyes.

    Click here
  • slide

    SHOWER YOURSELF WITH SAVINGS.

    5 years into the future!

    Click here
  • slide

    THINKING ABOUT A PURCHASE?

    Eliminate Interest Rate Risk with a rate hold today!

    Click here

Tag: Calgary

#mortgagetip Down Payment

February 09, 2017 | Posted by Nathan Zacharias | Tagged in

  #mortgagetip Down Payment A Down Payment in its simplest form would be the difference between the Purchase price and the mortgage. For Example: If you had a purchase price of $300,000 and a mortgage of $200,000 then subtracting the two numbers reveals a down payment of $100,000. This figure is important for a number […]

Condo Issues: How do lenders become aware?

February 19, 2016 | Posted by Nathan Zacharias | Tagged in

How do lenders become aware of an issue? Lenders are very resourceful and they can sniff out a problem quite easily. How? There are various sources of information which may include documentation, but it may also be obtained through their relationships within the industry. Here are a few examples:   MLS® feature sheets may state […]

What is a Closed Term Mortgage?

March 27, 2015 | Posted by Nathan Zacharias | Tagged in

A closed term mortgage is a more restricted form of a mortgage agreement. Closed mortgages are constructed to either prevent the mortgage recipient from repaying the mortgage in full during the term of the loan, limit the ability to repay the loan in full, or allow repayment with a penalty for breaking the contract. Although […]

Is it Safe to Accept a Mortgage from a Lender you’ve Never Heard of?

March 23, 2015 | Posted by Nathan Zacharias | Tagged in

You may notice a trend in Canada where smaller lenders are becoming more popular. Sometimes these lenders are referred to as monoline lenders. Why? Well, that’s simple: they only have one line of business, and that line is mortgages. You may ask yourself: Should I meet with one of these lenders instead of your bank? […]

Bank or Mortgage Broker?

March 09, 2015 | Posted by Nathan Zacharias | Tagged in

  This is an age-old question that has been debated by many but in recent years the statistics seem to be clear in their illustration that more and more people in Canada, and in Alberta, have been turning to mortgage brokers for their financing needs. Of course, we feel there is a definite advantage to […]

Pre-Approval, Should you Apply for a Mortgage Before or After Finding a House?

February 19, 2015 | Posted by Nathan Zacharias | Tagged in

You’re ready to buy a house. You’re done with renting and have come up with enough savings to use for a down payment. However, you’re not sure if you should start looking for a home or first apply for a mortgage. Some people will tell you that securing property is the best way to begin, […]

January Calgary Real Estate Board Stats

February 14, 2015 | Posted by Nathan Zacharias | Tagged in

Calgary January 2015 Monthly Housing Statistics A quick read of  the January Calgary Real Estate Board Stats would suggest that inventory is up, sales are down and the Calgary Real Estate Market might be on the verge of some kind of correction. With all the doom and gloom in the news it is no wonder […]

Five Tips for Choosing a Knowledgeable Mortgage Broker

February 11, 2015 | Posted by Nathan Zacharias | Tagged in

Finding a knowledgeable mortgage broker is very important. The job of a mortgage broker is to act as a bridge between you and the lending institution you use to finance your home. By working with an educated broker, you will no doubt save valuable time and money. The key is to find someone you can […]

Calgary September 2014 Housing Stats

October 22, 2014 | Posted by Nathan Zacharias | Tagged in

September 2014 Monthly Housing Statistics Condos are still hot! Prices continue to recover set the pace for a great 2014 wrap up! Real Estate owners must be feeling warm and fuzzy we see continued momentum and strong reporting from the Calgary Real Estate Board! Five months strait condo have set the stage for sales ahead of […]