CURRENT RATES

5 Year Mortgage Rates
Term TypeRatePromo & Info
5 YearFixed (standard)2.49%
5 YearFixed (promo)2.29%-*call for restrictions
-High Ratio Only
-Meet property guidelines
5 YearFixed (promo)2.49% & -Condo Doc Review, Reimbursement $500 *call
5 YearVariable (promo)2.10%
* Subject to change without notice *OAC *Some Underwriting Restrictions Apply
Our Mortgage Rates
TermTypeRate
2 YearFixed2.19%
3 YearFixed2.29%
4 YearFixed2.39%**High Ratio Only
5 YearFixed2.29%**restricted, call for details
6 YearFixed2.99%
7 YearFixed2.99%
10 YearFixed3.54%

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5 year fixed rates continue to drop

March 20, 2014 | Posted by Nathan Zacharias | Tagged in

In the last couple of business days major lenders have dropped their rates by more than 10 basis points on their 5 year rates. 120 day rate holds are now available as low as 3.09%. Quick Close rates and specials are creeping on 3%. Such attractive fixed rates are swaying many borrowers to choose a fixed rate and eliminate interest rate risk over the next five years!

1/2 % spread between the variable rates at 2.5% and fixed rates at around 3% might leave a little money on the table today, but, could possibly save a borrower thousands of dollars 3 or 4 years into the future!