CURRENT RATES

5 Year Mortgage Rates
Term TypeRatePromo & Info
5 YearFixed (standard)2.49%
5 YearFixed (promo)2.29%-*call for restrictions
-High Ratio Only
-Meet property guidelines
5 YearFixed (promo)2.49% & -Condo Doc Review, Reimbursement $500 *call
5 YearVariable (promo)2.10%
* Subject to change without notice *OAC *Some Underwriting Restrictions Apply
Our Mortgage Rates
TermTypeRate
2 YearFixed2.19%
3 YearFixed2.29%
4 YearFixed2.39%**High Ratio Only
5 YearFixed2.29%**restricted, call for details
6 YearFixed2.99%
7 YearFixed2.99%
10 YearFixed3.54%

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3.19% 5 YEAR FIXED RATE

November 28, 2013 | Posted by Nathan Zacharias | Tagged in

A recent drop in our 5 year fixed rate has resulted in 3.19% being available on primary residences (non rental/revenue properties).

Most lenders have now started adding a premium for rental property mortgages, and even in some cases mortgages that are not Insured by Canada Mortgage and Housing Corporation, Genworth, or Canada Guarantee.

unfortunately it means that individuals that are looking to increase cash flow with a better rate may not always get the lowest rate they see advertised due to this premium. This is not always the case because it will depend on which lender is offering the mortgage.

As always, it’s important to disclose all the details when you are inquiring about your mortgage to be sure you get the right information.