5 Year Mortgage Rates
Term TypeRatePromo & Info
5 YearFixed (standard)2.49%
5 YearFixed (promo)2.29%-*call for restrictions
-High Ratio Only
-Meet property guidelines
5 YearFixed (promo)2.49% & -Condo Doc Review, Reimbursement $500 *call
5 YearVariable (promo)2.10%
* Subject to change without notice *OAC *Some Underwriting Restrictions Apply
Our Mortgage Rates
2 YearFixed2.19%
3 YearFixed2.29%
4 YearFixed2.39%**High Ratio Only
5 YearFixed2.29%**restricted, call for details
6 YearFixed2.99%
7 YearFixed2.99%
10 YearFixed3.54%

  • slide

    Quick 2 Minute Application!

    Click here
  • slide


    Get your 5 year options here

    Click here
  • slide


    Stress free updates with rates that aren’t hard on the eyes.

    Click here
  • slide


    5 years into the future!

    Click here
  • slide


    Eliminate Interest Rate Risk with a rate hold today!

    Click here

Monthly Archives:February 2015

How fast can you get a Mortgage?

February 27, 2015 | Posted by Nathan Zacharias | Tagged in

In the wonderful world of private lending where individual investors and mortgage investments corporations are involved, funding can happen in less two business days. Unfortunately, for those of us who aren’t looking for funding for our multi-million dollar tech company, but instead our first home, the process can take a little longer. Yes, timing is […]

How to Avoid a Hefty Payout Penalty

February 23, 2015 | Posted by Nathan Zacharias | Tagged in

Should you wish to pay off your mortgage early, the lender stands to lose money. In order to recover that money, the lender charges a penalty. These penalties are called interest rate differential charges (IRD), and are used to recompense the lender for lost interest when you close your mortgage early. IRDs are the difference […]

Pre-Approval, Should you Apply for a Mortgage Before or After Finding a House?

February 19, 2015 | Posted by Nathan Zacharias | Tagged in

You’re ready to buy a house. You’re done with renting and have come up with enough savings to use for a down payment. However, you’re not sure if you should start looking for a home or first apply for a mortgage. Some people will tell you that securing property is the best way to begin, […]

Are there Restrictions on what Equity Take-Out can be used for?

February 16, 2015 | Posted by Nathan Zacharias | Tagged in

An Equity Take-Out Mortgage is when a borrower increases the size of their loan and secures it against their home in exchange for cash to be used for another purpose. This process is sometimes known as ‘refinancing,’or if you’re using the cash to pay off high interest debts such as vehicle loans or credit card, […]

January Calgary Real Estate Board Stats

February 14, 2015 | Posted by Nathan Zacharias | Tagged in

Calgary January 2015 Monthly Housing Statistics A quick read of  the January Calgary Real Estate Board Stats would suggest that inventory is up, sales are down and the Calgary Real Estate Market might be on the verge of some kind of correction. With all the doom and gloom in the news it is no wonder […]

Five Tips for Choosing a Knowledgeable Mortgage Broker

February 11, 2015 | Posted by Nathan Zacharias | Tagged in

Finding a knowledgeable mortgage broker is very important. The job of a mortgage broker is to act as a bridge between you and the lending institution you use to finance your home. By working with an educated broker, you will no doubt save valuable time and money. The key is to find someone you can […]

Mortgage Life Insurance 101

February 04, 2015 | Posted by Nathan Zacharias | Tagged in

Mortgage life insurance is a straightforward and somewhat self-explanatory concept.